What is damage protection coverage?

If you're age 18+, and have had no Zipcar accidents in the past 12 months, you are eligible to purchase damage protection to reduce or eliminate the damage fee. Purchasing damage protection won't change your insurance coverage, it just changes the maximum amount you'll be charged if you're involved in an incident with your Zipcar.

Damage protection plans can be purchased on a per-trip basis, or via a monthly or annual subscription.


The following damage protection plans are currently available:

  • Standard protection (included in membership)
    $1,000 fee per incident may apply
  • Plus protection
    $375 fee per incident may apply
  • Premium protection
    $0 per incident

Keep In Mind

  • Damage protection waivers are non-refundable and become effective at the purchase date and time
  • Terms & conditions can be found in the membership contract
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